HOME – DETAILS

Insurance Agent in Knoxville, Tennessee
Medicare, Life Insurance and More

Certified Senior Advisor CSA credential — Scotty Lewis
AMDA credential — Scotty Lewis
★★★★★
5.0 · 57 Reviews
CONTACT INFO
Call Today!

931.316.1182

EMAIL ADDRESS

info@uclifeandhealth.com

LOCATION ADDRESS

1435 South Jefferson Ave, Suite D Cookeville, TN 38506

Currently we represent 12 organizations which offer 70 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local
State Health Insurance Program (SHIP) for help with plan choices.

Tennessee senior with doctor — Medicare plan guidance from a local specialist

Knoxville is the medical hub for a lot of East Tennessee, which means people from small towns and rural counties come here for care that isn’t available at home. That changes what to look for in a plan. We’re an independent agency in Cookeville, 100 miles west on I-40, and we help Knox County and East Tennessee clients with Medicare, life insurance, final expense, annuities and ancillary plans.

Talk With Us About Your Knoxville Coverage

Knoxville as East Tennessee’s Care Center

Many Knoxville-area residents get care through the University of Tennessee Medical Center and Covenant Health. If you live in a nearby county and travel into Knoxville for specialists, the question isn’t just whether your home-county plan covers your family doctor. It’s whether it covers the Knoxville hospital you’ll use for the serious stuff, and at what cost.

Medicare Advantage and Part D plans are offered county by county, so what’s available in Knox County can differ from Blount, Anderson or Sevier. We check your address first, then your providers and prescriptions. Our Medicare plans in Tennessee page covers the basics if you’d like to read ahead.

Retiring From a Pension or Government Job

The Knoxville area has many long-time public-sector and lab employees, and their retirement paperwork often includes pension benefits, retiree health coverage and Social Security. These pieces interact in ways that aren’t obvious, so we encourage you to ask your plan administrator how retiree coverage works with Medicare before you make changes. Our Social Security claiming strategy help then fits your claim date to the rest of your income.

Protecting the People Who Depend on You

Life insurance is the right fit for families who’d lose an income or need to cover a mortgage. For older clients who mainly want to avoid leaving funeral costs to their children, a final expense policy is smaller and easier to qualify for. If you have savings you’d like to turn into steady income, an annuity may be worth a conversation, and dental and vision plans fill in some of what Medicare doesn’t.

Working With Us From East Tennessee

We don’t keep a Knoxville office. Knoxville clients work with us by phone or video, which spares everyone a 100-mile drive. Call 931.316.1182 on a weekday and we’ll find a time. Consultations are free, and the carriers pay us, not you.

Call 931.316.1182 or Request a Time

We work with clients in Knoxville, Farragut, Powell and Maryville, along with neighbors in Oak Ridge and Alcoa. We serve all 95 Tennessee counties, and every product here is available in each one. See all of our areas we serve. Our Cookeville page describes our home base.

Questions We Hear From Knox County

I live outside Knoxville but see doctors there. Which county’s plans apply to me?

Your home county decides which plans you can choose. We then check whether each plan’s network includes your Knoxville doctors and hospital.

I’m retiring from a government job. How does my retiree coverage work with Medicare?

It varies by employer and plan, so ask your plan administrator first. Then call us and we’ll help you time Medicare so there are no gaps.

Is final expense insurance easier to get than regular life insurance?

Often it involves fewer health questions and a smaller benefit, but the details depend on the policy. We explain what each one requires.

Can you help me decide when to claim Social Security?

Yes. We look at your benefits, your other income and your spouse’s record, then show how different claim dates compare.

Do you have a Knoxville office?

No. Our office is in Cookeville. Knoxville clients work with us by phone or video.

We do not offer every plan available in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) for help with plan choices.

Scotty Lewis is an independent agent licensed across all 95 Tennessee counties, holding both the CSA (Certified Senior Advisor) and RSSA (Registered Social Security Analyst) credentials. No carrier ties. No upsell pressure. We find coverage that fits your health and goals, then explain the tradeoffs clearly.

Call 931-316-1182 for a free consultation, or use the button below. No cost, no obligation.

Get a Free Medicare Consultation