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Insurance Agent in Nashville, Tennessee
Medicare, Life Insurance and More

Certified Senior Advisor CSA credential — Scotty Lewis
AMDA credential — Scotty Lewis
★★★★★
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CONTACT INFO
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931.316.1182

EMAIL ADDRESS

info@uclifeandhealth.com

LOCATION ADDRESS

1435 South Jefferson Ave, Suite D Cookeville, TN 38506

Currently we represent 12 organizations which offer 70 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local
State Health Insurance Program (SHIP) for help with plan choices.

Tennessee senior with doctor — Medicare plan guidance from a local specialist

Nashville isn’t one insurance market. It’s a spread of counties that happen to share a skyline, and the Medicare plan available to a client in Brentwood isn’t always the one offered to a client in Davidson County. We’re an independent agency based in Cookeville, 80 miles east on I-40, and we help Middle Tennessee clients with Medicare, life insurance, final expense, annuities and ancillary plans.

Talk With Us About Your Nashville Coverage

One Metro Area, Several Counties

Medicare Advantage and Part D plans follow your home address, not your commute. Davidson, Williamson, Rutherford, Sumner and Wilson counties each have their own plan lists, even though many residents cross county lines for work and care. That matters if you live in one county and your doctor is in another, because the plan is determined by where you live while the network is determined by where you go.

We start with your address, then check your doctors, your hospital and your medications against each option. See our Medicare plans in Tennessee page for the basics.

Plenty of Choices Means Plenty to Sort Through

Many Nashville-area residents use Vanderbilt University Medical Center, TriStar Health or Ascension Saint Thomas. With that much competition, there are a lot of plans and a lot of fine print. One of the most common questions we get is whether a Medicare Advantage plan or a Medicare Supplement fits better. They work very differently, and we walk through how each handles doctors, travel and out-of-pocket costs so you can decide with the facts in front of you.

Coverage and Planning for Busy Professionals

Not everyone we help in Nashville is retiring. Younger clients call about life insurance after a new baby or a new mortgage, and couples nearing retirement want to line up two paychecks and two Social Security records. Our Social Security claiming strategy work looks at both spouses together, and an annuity can be one way to turn savings into a paycheck once work ends.

For older relatives, a final expense policy covers funeral costs without a long process, and dental and vision plans cover some of what Medicare leaves out.

Meeting Options

We don’t keep a Nashville office, and you don’t need one. Phone and video calls work well for nearly all of our Nashville clients, with no parking or traffic involved. If you’re ever in Cookeville, you’re welcome to stop by our office. Call 931.316.1182 on a weekday to set a time. Consultations are free, and the carriers pay us, not you.

Call 931.316.1182 or Request a Time

We work with clients in Nashville, Brentwood, Franklin and Hendersonville, along with neighbors in Murfreesboro and Antioch. We serve all 95 Tennessee counties, and every product here is available in each one. See all of our areas we serve. Our Cookeville page has more about our home base.

Questions We Hear From Middle Tennessee

I live in Williamson County but my doctor is in Nashville. Does that matter?

Yes. Your plan options come from your home county, while the plan’s network decides whether your doctor is covered. We check both.

Should I choose a Medicare Advantage plan or a Medicare Supplement?

It depends on your doctors, how much you travel and how you like to manage costs. We explain the trade-offs for each so the decision is yours.

I’m 62 and my spouse is 66. Does Social Security timing matter for us?

It can. When each of you claims affects your lifetime benefits and a survivor’s benefit. We look at both records together.

I just bought a house and had a baby. How do I decide on life insurance?

We start with what your family would need if your income stopped, then match a policy type and amount to that need.

Can you meet in Nashville?

Our Nashville clients work with us by phone or video from start to finish, so there’s no travel on either side.

We do not offer every plan available in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) for help with plan choices.

Scotty Lewis is an independent agent licensed across all 95 Tennessee counties, holding both the CSA (Certified Senior Advisor) and RSSA (Registered Social Security Analyst) credentials. No carrier ties. No upsell pressure. We find coverage that fits your health and goals, then explain the tradeoffs clearly.

Call 931-316-1182 for a free consultation, or use the button below. No cost, no obligation.

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